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What makes applying for HDFC Personal loan a worthy choice?

The personal loan is among the most accessible ways of raising finance at times of financial emergencies. Taking about its availability, Personal Loan is now offered by almost every Bank and NBFC. But HDFC Bank Personal Loan has reached the next level.

The reason behind its increasing demand is quick loan disbursal and minimal documentation. Here you get to know each and everything about HDFC personal loans.


Key features of HDFC Bank Personal loan

  • Easy and simple process.

  • Easy repayments.

  • Attractive interest rates.

  • Provided for any personal need.

  • No collateral or security is required.

  • Easy approval and quick disbursal

  • Minimal documentation.


Benefits of HDFC Bank Personal loan


Quick loan disbursal


The HDFC bank in the online marketplace is known for offering the fastest loan disbursals. You will get to know this after comparing the HDFC Personal loan with the personal loans available by the other banks and NBFCs. The time taken by HDFC to disburse your Personal Loan Is a maximum of four hours. The reason is that HDFC personal loan eligibility criteria are simple and hassle-free.


HDFC personal loan interest rate- best in the market


HDFC Banks offers applicants competitive interest rates and are available for salaried, working professionals, self-employed individuals. The HDFC Personal loan interest rate starts at a minimum rate of 11.25% and goes to a maximum of 17.75% p.a. the interest rate offered to any individual depends on their CIBIL and eligibility.


Contactless and Touchless personal loan


HDFC Bank uses the updated technology and offers personal loans to their applicants through a 100% online process. Every step of availing a personal loan from HDFC Bank is contactless and touchless, which is the need of the hour in a pandemic situation.


Low Prepayment Charges


HDFC Bank offers Personal Loan at lower prepayment charges compared to any other bank. One of the additional features is that the Prepayment charges are completely waived off after 36 months.


Conclusion


HDFC Bank has collaborated exclusively with IndiaLends, an online marketplace that offers low-interest personal loans best suited for your needs. If you are seeking a Personal Loan with HDFC Bank, you can simply fill up an online loan application form after checking your HDFC Bank Personal Loan Eligibility. Moreover, you can use an HDFC Loan EMI calculator to plan your finances well.

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