Are you in search of an ideal lender that can offer you the lowest interest rate personal loan to fulfill your varied needs? Apply for IDFC Bank Personal loan, whether you need funds to meet unforeseen medical bills, for dream vacation, to meet wedding expenses, or renovate your home; IDFC First Bank's personal loan will help you meet all these diverse financial needs. We have also made it extremely easy with a paperless and hassle-free application process by offering the facility to apply for online personal loans. Here you can apply for a loan starting from Rs 15000 to Rs 50,000.
If you apply for IDFC bank Personal loan from IndiaLends, you can receive personalized loan offers and the best deals at the best rate of interest. This is due to a tie-up with IDFC First Bank. Apart from that, IndiaLends also offers a real-time tracking facility. So, you can easily go for IDFC First Bank Personal loan status check after filling out the loan application at our platform.
Features and benefits of IDFC Bank Personal loan
Offers flexible IDFC Personal loan interest rates starting from 10.25%
Get instant loan approval
Easy Documentation Process & 100% Transparency
Maximum Loan up to Rs. 15 lacs
Flexible Repayment options, ranging from 1 to 5 years
Zero hidden charges and low processing fees
Fast disbursal with money in your account within 2 days
IDFC first personal loan apply Fee and Charges
Processing Fees- IDFC FIRST charges a 2% processing fee + tax to meet the cost of processing and approving your personal loan application.
Foreclosure Charges- IDFC FIRST allows prepayment of personal loan after paying 24 EMIs with 4% prepayment charges applicable.
Get to know about IDFC First Personal loan apply eligibility
The minimum age to apply for IDFC Bank Personal loan is 23 years and the maximum is 52 years.
The minimum salary requirement is Rs 18000 per month.
Must be a resident of India.
Must be having a good credit score which is 750, or above.
Who can all apply for IDFC Bank Personal loan?
Salaried doctors
Employees of Public and private limited companies
Public and private limited companies
Government sector employees including Public Sector Undertakings and central and local bodies
The documents required to apply for IDFC First Bank Personal loan
Filled application form
Salary Proof
Address Proof
Identity Proof
Bank Statement
IDFC First Bank has partnered with IndiaLends, an online marketplace that offers low-interest personal loans best suited for your needs. If you are seeking a Personal Loan with IDFC First Bank, you can simply fill up an online loan application form after checking your Personal Loan Eligibility. Moreover, you can use an online Personal Loan EMI calculator available on our website to calculate your affordability.