ICICI Bank Personal loans are one of the best ways of meeting the diverse financial needs at times of emergencies. Personal loans are unsecured loans, there is no need to give any collateral to the lender against the loan amount. All is required a good credit score and repayment history. The best part about applying for personal loans is that it is multi-purpose in nature and can be used to meet any of the financial requirements like marriage expenses, paying the medical bills, going for your dream vacation, or renovating your home. Irrespective of what your personal financial goals are, ICICI Bank Loan offers you the perfect solution.
Features of ICICI Bank Personal Loan
Offers quick loan disbursal after being approved.
Offers the flexibility to choose the loan tenure. You can apply for a loan from 12 to 72* months.
Online services allow you to keep track of the application status and get any assistance you want 24x7.
Minimum documents needed.
The interest rate is fixed, and it remains the same throughout the loan tenure. It starts from 11.25%.
Comes with Zero hidden charges and low processing fees
Know about the ICICI Personal loan eligibility
The minimum age to apply for ICICI Personal loan is 23 years and the maximum is 58 years.
Must be a resident of India
The minimum monthly income requirement is Rs30,000 per month.
Must be having a good credit score i.e., 750, or above.
Benefits of applying for ICICI Bank Personal loan at IndiaLends:
Avail of the benefit of Personalized loan offers:
At IndiaLends, you can receive personalized loan offers and best deals at the best rate of interest. This is due to a tie-up with ICICI Bank, which helps you get the best deal on your loan as per your profile.
Quick and hassle-free loan disbursal
Soon after the ICICI Bank personal loan is approved, the funds are transferred right into the borrower’s bank account within two working days. Thus, we need no room for delay.
The easy online application process
The process of applying personal loan is contactless and touchless. Here sitting from the comfort of home, within few clicks you can fill the loan application along with the uploading of required documents. Post that quick online verification will take place.
Real-time tracking facility
After submission of your loan application at IndiaLends, you can check your ICICI personal loan status online. Moreover, you will also receive updates of your submitted application form using both email and SMS.
Bottom line
ICICI Bank has collaborated exclusively with IndiaLends, an online marketplace that offers low-interest personal loans best suited for your needs. If you are seeking a Personal Loan with ICICI Bank, you can simply fill up an online loan application form after checking your ICICI Bank Personal Loan Eligibility. Moreover, you can use an online Personal Loan EMI calculator available on our website to calculate your affordability.